IRA

Q&A: I’m the owner of a small business. What retirement plan options do I have for my employees?

2022-07-26T11:03:18-04:00August 19th, 2020|Blog|

Q&A: I'm the owner of a small business. What retirement plan options do I have for my employees? By: Stacey Nickens There are three main retirement plan options for small business owners: SIMPLE IRAs, SEP IRAs, and 401(k)s. Let's review each of these plans and their rules. SIMPLE IRAs The Savings Incentive Match Plan [...]

Q&A: Should I Dip Into My Retirement Savings During a Financial Crisis?

2020-08-31T17:00:36-04:00August 10th, 2020|Blog|

Q&A: Should I Dip Into My Retirement Savings During a Financial Crisis? By: Stacey Nickens Back in March, Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act. The new legislation made it easier for Americans to withdraw money from their retirement accounts. CARES temporarily waives the 10% early-withdrawal fee as well as increases [...]

Year-End Tax Moves You Should Make Right Now

2017-11-02T07:06:34-04:00November 2nd, 2017|Blog|

With tax season around the corner, the holidays can be a daunting prospect. You're spending tons of money on gifts and travel and may have to spend a ton more come April 15. If your tax bill is on your mind, consider one of these strategies to shelter your investments. 1. Rebalance Your Portfolio First consider [...]

Am I Saving Enough For Retirement?

2016-11-22T21:57:29-05:00March 10th, 2015|Blog|

A nightmare scenario: You save a portion of each of your paychecks for retirement. You invest frugally and work towards paying off outstanding debts and loans. Yet 10 or even 15 years into retirement, you are running low on funds, and you ask yourself, how did I reach this point? Indeed, many Americans fail to fully [...]