roth

Elm3’s Guide to Roth Contributions and Conversions

2023-07-24T12:41:20-04:00March 7th, 2022|Blog, Financial Planning, Investments|

Roth IRAs are popular savings vehicles because they could reduce your taxable income in retirement. You contribute after-tax dollars to a Roth IRA or 401(k), meaning that eventual distributions likely will not be taxed. There are a number of reasons to contribute to a Roth IRA or 401(k): You can hedge against increased taxes. [...]

6 Year-End Financial Planning Moves

2023-12-14T13:45:03-05:00November 15th, 2021|Blog, Financial Planning, Insurance|

The holidays can be both busy and expensive. With that in mind, it can be helpful to get your finances in order before you get wrapped up in gift buying and pie making. Use the next few weeks to lower your tax bill, save for retirement, and plan for your future health needs. 1. [...]

How to Survive a Bear Attack: 6 Strategies for Embracing a Stock Market Downturn

2023-05-11T15:24:22-04:00September 27th, 2021|Blog, Investments|

How to Survive a Bear Attack 6 Strategies for Embracing a Stock Market Downturn By: Stacey Nickens I love heading out to nature for a hike or a camping trip, but enjoying nature doesn't come without risks. You may face dehydration, mosquito bites, and even bears. A bear attack is certainly the worst case [...]

Preparing for Potential Tax Changes in 2021

2020-12-18T14:31:38-05:00December 17th, 2020|Blog|

Preparing for Potential Tax Changes in 2021 By: Stacey Nickens With 2021 on the horizon, many of us are wondering how tax law may change under a new administration. First off, I think it's important to remember that we will likely have a divided government. A divided government is unlikely to pass sweeping changes to [...]