Our Elm3 team delivers individual and small business financial services including investment advisory, insurance services, and financial planning. With our variety of offerings, our team analyzes each client’s unique situation and works to develop an individualized and comprehensive services package.
We invest based on our disciplined research, no matter the market. Our financial plans consider many factors in a client’s financial life, assisting clients in making the best decisions for them and their family. And insurance evaluations are determined based upon each client’s unique circumstance. With all of these elements working together, financial decisions can be made with a full-picture approach.
Although every person and every business has different financial needs, one thing is the same. Your finances are interrelated. Your investments effect your financial plan. The right insurance coverage can protect your family or estate. And if you own a business, your small business retirement planning impacts your personal financial life. Having a partner that understands how these factors work together can give you the tools to manage your finances with confidence.
CPA/PFS, CFP®, MBA
Stacey Nickens
As principal and founder of Elm3, Stacey uses her experience in financial planning, investment management, tax preparation, and accounting to approach each client’s financial situation from several different perspectives. She understands that each person comes to the table with a unique perspective on their financial outlook, and she works to create a solution for each client in accordance with their unique viewpoints and needs. Stacey is a CFA Level II candidate.
Stacey holds a BS degree in Accounting from Purdue University and an MBA in Finance from Northwestern University’s Kellogg School of Management. She is a Certified Financial Planner (CFP®) and a member of the Financial Planning Association (FPA), Georgia Society of CPAs, American Institute of Certified Public Accountants (AICPA), and National Association of Tax Professionals (NATP).
When not working with her clients, she enjoys spending time with her two children, hiking North Georgia mountains with her dog, and gardening in her backyard. A native of Chicago, Illinois, Stacey has lived in the Atlanta area since 2001.
Margaret Nickens
As the Chief Compliance Officer of Elm3 Financial Group, Margaret is passionate about assisting clients in achieving their financial goals. Margaret is often one of the first people to meet new investment and financial planning clients. They love to listen and learn about each clients’ unique goals, dreams, and hopes. Margaret then uses their understanding of each client to develop financial plans, manage investment portfolios, and lead Elm3’s digital communication efforts. Margaret attended Brown University and attained their Bachelors of Arts in English Literature. They previously worked as a writer and educator before moving into the financial services industry. In addition to serving as the firm’s Chief Compliance Officer, Margaret is also a registered investment advisor with Elm3 Financial Group. When Margaret isn’t at work, you can find Margaret playing with their three rescue pups, cooking homemade pizza, and reading more books than can fit in one house.
Raquel Nicewander
Raquel is our Client Services Manager who oversees the day-to-day operations of the office as well as the administrative needs of our Investment Advisory clients. Raquel has Bachelor of Arts Degree from Texas Tech University and has been working in Management, Client Services, Operations, Human Resources for both Retail and Wholesale Sales for over 18 years.
When Raquel is not working you might find her cooking up a meal to share with her family and friends; traveling with her husband, Chris, and their two children; or visiting family in South Carolina and Texas.
