Financial Planning

We understand every client has different needs and that even the greatest successes perform better with the right plan. Our financial planning services range from targeted plans for a specific short-term need to comprehensive plans that factor in every moving part of your life. We include personal account planning, risk minimization, disciplined money management, year-round tax evaluation, and complete portfolio review to provide comprehensive financial solutions in the short- and long-term.

Retirement

Accounting for all possible income sources, Elm3 provides a projection of anticipated retirement income and an evaluation of the distribution alternatives for qualified retirement plans in order to help you plan for independence and long-term security.

Education

Elm3 can help you plan to finance your children’s education by providing a realistic projection of the costs, evaluating sources of funding from trusts, family gifts, student grants, student earnings and family contributions, and contrasting optional account ownership.

Estate

We can review family holdings — including property, employment interests, inheritance, ownership interests and current legal documents — as well as assist you in the calculation of settlement expenses and taxes.

Investments

Our team will conduct an in-depth analysis of current investment holdings and allocations to determine the correct strategy for your objectives, thus bringing your goals and assets into alignment.

See how we can help. Contact us today.

Get In Touch