Help! My budget’s on the run!
Budgeting can be an arduous task. We often think we will save more and spend less than we actually do. Instead of pouring over spreadsheets wondering where it all went wrong, use your mistakes as an opportunity to identify and learn from your weaknesses.
Review January’s budget and make a note of the services or goods on which you frequently spent too much money. Then make a feasible, step-by-step plan to cut down on spending in that sector. If you need a little help getting started, the team at ELM3 Financial Group has compiled a series of tips to help cut down on spending in a few common problem areas.
I spend far too much on…
We hope you found some of these tips helpful! We would love to continue to provide you with comprehensive budgeting advice in the future. To help us better assist you, consider filling out our survey.