Stacey

So you’re just out of college and your career is launching like the new Tesla P85D. Maybe you’re in your 30s, you’re married with children and you’ve managed to build some savings. Or just maybe you're thinking about retirement and you have several 401ks from previous employers and you don’t’ know exactly what to do with [...]

While saving for retirement is a subject you hear often, many people don’t take advantage of all the opportunities available to them. One of the hot topics for some time is the Roth IRA and how the growth on investment earnings isn’t taxed during retirement. Here’s some additional information about a Roth IRA that you [...]

Managing your tax obligations shouldn’t be left until April 15. With October almost over, we wanted to share a few money saving ideas to put into action before the end of 2014: If you own a traditional IRA and reach 70-1/2 this year, consider whether it’s better to take your first required minimum distribution this [...]

Maybe you are planning for retirement but have you thought about long-term care? Recent studies show that 70% of people over age 65 will need some form of long-term care services. Long-term care (LTC) is becoming an increasing need as life expectancies continue to climb with today’s improvements in healthcare. According to Genworth, a leading [...]

When the subject of estate planning comes up many people think this is just for the super wealthy. The reality is if you have a family, own a home or other assets, you need some basic estate planning documents in place. Without this, your assets can be tied up in probate court, which can be [...]

It’s on the news almost every week – a major retailer’s database is compromised by hackers and confidential customer information becomes hijacked. Even if the customer's information isn't compromised, the concern that is can be remains and everyone is alarmed. Identity theft continues to become increasingly concerning in today’s digital age. Here are a few tips [...]

In response to growing fraud and identify theft, the IRS has implemented new direct deposit limits.  Effective January 2015, the IRS will allow a maximum of three tax refunds electronically deposited into a single bank account.  Also, tax refunds will only be directly deposited into bank accounts that match the taxpayer’s name. Subsequent refunds will [...]

An ETF, or Exchange-Traded Fund, is a security that tracks an index, a commodity or a basket of assets like an index fund, but trades like a stock on an exchange. An ETF will experience price changes throughout the day as it is bought and sold. Because it trades like a stock, it does not [...]

1. Start saving today!  There’s no time like the present.  Try to start saving as early as possible – preferably in your early twenties or sooner. The value of compounding investments is almost impossible to beat over the long run – unless your one of the rare few that win the lottery. 2. Contribute to [...]

We’ve all heard countless times to keep out tax records for at least seven years. This seems relatively simple because we can just file it away or store it in a box in the closet, right? What most of us don’t plan for is the loss of these records due to a flood, fire or [...]