Roth IRAs are popular savings vehicles because they could reduce your taxable income in retirement. You contribute after-tax dollars to a Roth IRA or 401(k), meaning that eventual distributions likely will not be taxed. There are a number of reasons to contribute to a Roth IRA or 401(k): You can hedge against increased taxes. [...]
IRS Releases 2022 Retirement Account Contribution and Contribution Deduction Limits By: Margaret Nickens The IRS released the 2022 contribution limits and deduction income limits for IRAs, 401(k)s, and other retirement accounts. While there's some disappointing news in the batch, there's definitely some increases to celebrate. The Bad News The IRS is not increasing contribution [...]
IRS Announces HSA Contributions Limits for 2022 By: Stacey Nickens Health savings are an important part of any financial plan. It's crucial that you prepare for unexpected medical costs, especially as you get older. HSAs, or Health Savings Accounts, offer a tax-advantaged way to save for and cover these health costs. You can deduct [...]
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