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Understanding Market Downturns

2020-03-18T06:56:02-05:00March 17th, 2020|Bear Markets, Bull Market, Corrections, IRA, Market Downturns, Market Recovery, Mutual Funds, Retirement, S&P 500|

For prepared investors, market downturns can represent great opportunity Nearly everywhere you turn, from friends and colleagues to cable news shows, you can find someone with a strong opinion about the financial markets. People will often use specific terms such as correction or bear market to render judgments about the direction of markets, [...]

Big Technology Stocks Dominate ESG Funds

2020-03-18T07:39:47-05:00February 10th, 2020|Blog, Investments, IRA, Mutual Funds, renewable, Retirement, Socially Responsible Investing, Uncategorized|

By: Akane Otani Feb 10 ,2020 Source: Wall Street Journal ESG investing is an investment strategy that seeks to consider both financial return and social, ethical/ environmental awareness.  ESG stands for environmental, social, and governance.  ETFs and mutual funds that market themselves as sustainable investments aren’t necessarily focused on companies that fight climate change, develop [...]

Avoid These Three Mutual Fund Mistakes

2019-11-07T18:01:31-05:00November 7th, 2019|Investments, IRA, Mutual Funds, Retirement, Taxes|

With the possibility of a trade war resolution, investors who have been keeping cash on the side lines may start jumping into the market. With over 10,000 mutual funds available, many investors still use this vehicle as their primary investment tool. You’ll keep more after-tax income if you avoid these three mistakes. 1. Judge a [...]

Tax Friendly Retirement States

2019-11-06T11:44:52-05:00November 6th, 2019|Retirement, Social Security, Taxes, Uncategorized|

Georgia ranks as one of the most tax friendly states for retirees. Georgia does not tax Social Security benefits and provides a deduction of $65,000 per person on all types of retirement income for those individuals 65 and older. Most counties within Georgia also provide for additional senior exemptions as a means to lower [...]

Social Security Benefits Cost-of-Living Adjustment for 2020

2019-10-15T15:54:46-05:00October 15th, 2019|Retirement, Social Security|

On October 10, the Social Security Administration (SSA) announced that recipients will be receiving a 1.60% raise in January 2020 in the form of a cost-of-living adjustment.  SSI recipients will receive their increased paychecks in December 2019. The raise is lower than the last couple of years because inflation in the third quarter (July, [...]

Employee Stock Plan Mistakes to Avoid

2019-10-10T07:37:50-05:00October 10th, 2019|Beneficiaries, Benefit Plans, Options, Retirement, RSUs, savings, Stock Plans|

Fall is open enrollment for many employer benefit plans. Employee stock plans are a great way to build wealth and help you reach your financial goals. Confusion over these plans often leads to costly mistakes. Thanks to Fidelity for helping with their 6 Employee Stock Plan Mistakes to Avoid.  

Saving for College vs. Retirement

2015-05-19T13:54:46-05:00May 14th, 2015|Retirement, Saving for College|

When budgeting each month, many parents face a trade off between saving for retirement versus saving for your children’s college education. In this trade off, retirement savings may be partially or entirely sacrificed for your children’s future — a valiant decision in the short term that may have serious long-term implications. With this in mind, consider [...]