Your Take-Home Pay May Increase Under New 2023 Tax Rules By: Stacey Nickens With inflation on the rise, the IRS has expanded tax brackets, increased certain credits, and raised the standard deduction for the 2023 tax year. These changes could decrease many Americans' tax burdens by allowing more taxpayers to remain in lower income [...]
3 Ways To Maintain Your Pandemic Savings Habits By: Stacey Nickens The pandemic was a devastating and challenging experience for our country, but quarantine restrictions may have helped you build healthier financial habits. Instead of eating out, you may have cooked more dinners at home. Instead of dropping money on expensive vacations, you may [...]
Summer is a great time to start teaching your kids how to budget by working with them on developing their budgeting and saving skills. They will likely have more time to learn how to write and stick to a budget, and they may be starting their first job. Also, it's a great way to help them practice [...]
Summer is around the corner, and many of us are planning some vacations to enjoy time with friends or family. Hopefully you have asked how do I budget for vacations and are prepared. As you make reservations and prepare summer budgets, take time to review your monthly budget. How much money have you set aside [...]
If you’re thinking about starting a family, or already have a baby on the way, preparing for the costs of raising a child can be daunting. Not only do you have to consider the cost of diapers and baby food, but you may even be thinking about starting a college fund or buying a house. [...]
Mother’s Day is coming up quick (Sunday, May 10, in case you forgot), and for those on tight summer budgets, it can be hard to show your mom how amazing she is without breaking the bank. With this in mind, ELM3 has a few helpful gift ideas for those on a budget. Groupon — This [...]
Budgeting can be a tedious process, especially when you are hard-pressed to find time to enter your expenditures at the end of each week or month. Even then, if you wait too long, you might overspend without realizing it. I was having this issue while using an excel spreadsheet for budgeting. Because I had to manually [...]
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