Financial Planning

3 Ways to Protect Yourself From Identity Theft

2023-05-11T15:26:49-04:00July 26th, 2021|Blog, Financial Planning|

3 Ways to Protect Yourself From Identity Theft By: Stacey Nickens When my children were younger, they had a tendency to ride their bikes and scooters while wearing flip flops. No matter how many times I reminded them to wear closed-toed shoes, they would come home with bruised and battered toes after ignoring my [...]

3 Common Mistakes People Make When Claiming Social Security

2023-05-11T15:27:45-04:00July 16th, 2021|Blog, Estate Planning, Financial Planning, Retirement|

3 Common Mistakes People Make When Claiming Social Security By: Margaret Nickens Social Security helps many Americans fund their retirement, but sorting through all of the different claiming strategies and rules can be challenging. Retirees may end up claiming their Social Security benefits too early or claiming in a manner that doesn't best meet [...]

6 Things Medicare Won’t Cover

2023-05-11T15:28:16-04:00June 30th, 2021|Blog, Financial Planning, Insurance, Retirement|

6 Things Medicare Won't Cover By: Stacey Nickens Facing unexpected medical costs in retirement can be a significant financial challenge. With that in mind, it's important to understand the procedures and services that aren't covered by Medicare Part A or Part B. Part A is hospital insurance that covers impatient stays at hospitals and [...]

Selecting Beneficiaries for Retirement Accounts

2023-05-11T15:29:13-04:00June 25th, 2021|Blog, Financial Planning, Retirement|

Selecting Beneficiaries for Retirement Accounts By: Stacey Nickens When you think of estate planning, you may think of wills, trusts, and powers of attorney. However, these documents don't determine who receives the assets held within your retirement accounts and insurance policies. To ensure those assets are passed to the correct people, you need to [...]

3 Types of Scams that Target Senior Citizens

2023-05-11T15:29:26-04:00June 18th, 2021|Blog, Financial Planning, Retirement|

3 Types of Scams that Target Senior Citizens By: Stacey Nickens Scams harm people of all ages, but fraudsters especially target retirees or those close to retirement. The elderly are targeted by scammers for a number of reasons. First and foremost, older individuals tend to have more money. People who are 50 or older [...]

3 Ways To Maintain Your Pandemic Savings Habits

2023-05-11T15:30:09-04:00June 7th, 2021|Blog, Budgeting, Financial Planning|

3 Ways To Maintain Your Pandemic Savings Habits By: Stacey Nickens The pandemic was a devastating and challenging experience for our country, but quarantine restrictions may have helped you build healthier financial habits. Instead of eating out, you may have cooked more dinners at home. Instead of dropping money on expensive vacations, you may [...]

Advantages of a 529 Plan in 2021

2023-05-11T15:32:29-04:00April 26th, 2021|Blog, Financial Planning, Investments|

Advantages of a 529 Plan in 2021 By: Stacey Nickens The education landscape has changed significantly in the past decade, especially during the past year. Students have greater technological needs, especially with many students moving to a remote learning environment. Many families and students have to take on debt to cover educational expenses, and [...]

Caring for Your Financial Garden

2023-05-11T15:32:37-04:00April 19th, 2021|Blog, Financial Planning|

Caring for Your Financial Garden By: Stacey Nickens To me, freshly-grown flowers fill me with so much hope. As Audrey Hepburn once said, "To plant a garden is to believe in tomorrow." Each Spring, I reserve my spots at the community garden. I pick out what seeds I will plant, and then I carefully [...]

Password Security: Protecting Yourself from Identity Theft

2023-05-11T15:32:45-04:00April 16th, 2021|Blog, Financial Planning|

Password Security: Protecting Yourself from Identity Theft By: Stacey Nickens This time of year, you may be cleaning out your garage, donating last season's boots, or regifting the Christmas presents that you never used. Many of us remember the importance of keeping our homes organized. However, we often forget to regularly "reorganize and clean [...]

Stimulus Checks Delayed for Some Social Security Recipients

2023-05-11T15:34:02-04:00March 29th, 2021|Blog, Financial Planning|

Stimulus Checks Delayed for Some Social Security Recipients By: Stacey Nickens Almost 30 million Social Security and Supplemental Security Income (SSI) recipients will be experiencing a delay in receiving their third stimulus checks. The Social Security Administration (SSA) initially failed to send necessary information to the IRS. However, after a letter from four Congressmen [...]