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Gifting Cash To Reduce Your Estate Taxes

2021-12-03T15:30:32-05:00December 3rd, 2021|Blog|

Gifting Cash To Reduce Your Estate Taxes By: Stacey Nickens The giving season is upon us, and you may be sifting through magazines, trying to figure out what to give your relatives. Instead of buying your grandson his fifth pair of headphones, those with highly-valued estates might consider giving cash this holiday season. Doing could [...]

Take Advantage of These Tax Breaks Before They Disappear

2021-11-19T15:18:45-05:00November 19th, 2021|Blog|

Take Advantage of These Tax Breaks Before They Disappear By: Stacey Nickens Year-end tax and financial planning is always important. However, the third stimulus payments and changes to the 2021 child tax credit make year-end tax planning especially important this year. Tax payers should be aware of the income thresholds for certain tax benefits. Those [...]

3 Common Mistakes People Make When Claiming Social Security

2021-07-16T16:22:53-05:00July 16th, 2021|Blog|

3 Common Mistakes People Make When Claiming Social Security By: Margaret Nickens Social Security helps many Americans fund their retirement, but sorting through all of the different claiming strategies and rules can be challenging. Retirees may end up claiming their Social Security benefits too early or claiming in a manner that doesn't best meet their [...]

Advantages of a 529 Plan in 2021

2021-04-26T16:11:12-05:00April 26th, 2021|Blog|

Advantages of a 529 Plan in 2021 By: Stacey Nickens The education landscape has changed significantly in the past decade, especially during the past year. Students have greater technological needs, especially with many students moving to a remote learning environment. Many families and students have to take on debt to cover educational expenses, and with [...]

UTMA vs 529: Which plan should I choose?

2021-01-04T12:07:01-05:00January 4th, 2021|Blog|

UTMA vs 529: Which plan should I choose? By: Stacey Nickens As you set your financial resolutions for 2021, you may consider saving for your child or grandchild's future educational needs. You could use an UTMA (Uniform Transfer to Minors Act) or 529 Plan to save money for a minor beneficiary. Opening either account allows [...]

5 Strategies for Managing Your Employer-Sponsored Retirement Plan

2020-11-10T15:39:03-05:00November 9th, 2020|Blog|

5 Strategies for Managing Your Employer-Sponsored Retirement Plan By: Stacey Nickens Pension plans have traditionally funded many American's retirements. However, pension plans are becoming increasingly uncommon. In their absence, more retirees are relying on 401(k)s, 403(b)s, or 457 plans. However, I often find that individuals do not take an active role in managing or reviewing [...]

Financial Advisor Checklist

2020-10-14T16:07:51-05:00October 14th, 2020|Blog|

Financial Advisor Checklist By: Stacey Nickens In the Fall, nature sheds its dead weight in order to prepare for the Spring growing season. Similarly, Fall and Winter are fantastic times to clean up your finances in order to better prepare for your future. Working with a Financial Advisor can significantly help you in this planning [...]